211 Financial Profiles Re-Engineered
Verify Your Financial Truth. Orchestrate Your Optimal Capital Stack.
We don't "fix credit." We reconstruct your complete financial profile from multiple data sources, verify it against banking reality, and engineer the optimal combination of capital sources to minimize cost and maximize approval.
How It Works
Step 1 - Full Profile Reconstruction
We pull data from credit bureaus (tri-merge), open banking APIs (12-24 months of transactions), IRS transcripts (income verification), and business entity filings. This creates a unified Financial Profile object with evidentiary provenance for every data point.
Step 2 - Data Correction
We compare bureau-reported data against live banking transactions to identify discrepancies. Late payments that cleared on time? Utilization reported at 85% when balance is $0? We document the conflicts and file disputes with bank-verified proof.
Step 3 - Lender Mapping
We model 12,000+ historical placements to understand which lenders approve which profiles—and under what conditions. This intelligence shows program-specific thresholds, stipulation waiver behaviors, and compensating factor trade-offs that published minimums don't reveal.
Step 4 - Capital Stack Design
We run combinatorial analysis to identify the optimal mix of banks, products, and loan amounts that minimizes blended cost while maximizing approval probability. Not "the best loan"—the best combination of capital sources.
Our Services
Advanced financial engineering designed to validate your profile, map lender appetite, and orchestrate your most cost-effective capital stack.
Multi-Source Profile Reconstruction
Correct errors, unify data, and rebuild the full financial picture across identity, income, assets, liabilities, and bureau reports using live data streams.
Cashflow & Asset Verification
Verify W-2, 1099, business income, deposits, and holdings to align with lender standards and underwriting requirements using direct banking feeds
Fix inconsistencies, remove duplicates, correct score versions, and output clean, structured tradeline data, validated against current banking activity
Bureau Data Standardization
Ensure all financial data is accurate, verified, and formatted for fast approvals—split strategically across multiple products to minimize cost.
Capital Stack Optimization & Loan Strategy
Real Results.
Real Clients.
We measure success by outcomes, not promises. Every client story below represents real credit, funding, and vehicle milestones achieved through Pushing Capital’s strategies.
Owner
Pinafini Restaraunt & Bar
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Slickerspeed
Content Creator
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Darcy S.
Taek Wood Dealer
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Morgan James
Position / Role
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